Privacy Policy

1. Data We Collect

• Birth details: Name, date of birth, time of birth, place of birth, and gender — used exclusively for chart calculation.
• Contact information: Email address and phone number (optional) — used for report delivery and communication.
• Payment information: Processed securely by Razorpay. We do not store your card details, bank account numbers, or UPI IDs on our servers.

2. How We Use Your Data

• To calculate your Vedic birth chart and generate your reading.
• To deliver reports and communicate about your orders.
• To improve our services and analysis accuracy.

We will never sell, rent, or share your personal data with third parties for marketing purposes.

3. Data Storage & Security

Your data is stored in a secured database with encryption at rest and in transit. Access is restricted to authorized personnel only.

4. Payment Processing

All payments are processed by Razorpay, a PCI-DSS compliant payment gateway. KarmIQ does not store or have access to your payment credentials.

5. Data Retention

Birth details are retained for the purpose of providing ongoing report access. You may request deletion of your data at any time by contacting us.

6. Your Rights

You may request access to, correction of, or deletion of your personal data at any time. Contact us at contact@karmiqastro.com for any data-related requests.